In the Saudi labor system, Article 92 stands out as one of the most important provisions safeguarding workers' rights and ensuring financial stability for them. This article explicitly prohibits the deduction of any amount from workers' wages without their written consent, except in specific and defined cases. These cases include:
Firstly, the recovery of employer loans, with the stipulation that deductions should not exceed 10% of the worker's wage. This condition is set to ensure that excessive deductions do not adversely affect the worker's livelihood.
Secondly, social insurance contributions and any other dues payable by the worker according to the regulations. This reflects the importance of providing social protection for workers and the need to strike a balance between workers' rights and employers' interests.
Thirdly, workers' contributions to savings and loan funds, encourage workers to save and provide opportunities for personal financing.
Fourthly, installments for any project undertaken by the employer to build housing or provide other benefits for workers, demonstrating concern for improving living conditions for workers.
Fifthly, fines are imposed on workers for violations, as well as amounts deducted for damages caused. This reflects the principle of accountability for actions and the necessity of enforcing discipline in the workplace.
Sixthly, the settlement of debts by judicial rulings, with deductions not exceeding a quarter of the worker's wage per month unless otherwise specified by the ruling. Debts for sustenance take precedence, followed by debts for food, clothing, and housing before other debts. This underscores the importance of safeguarding basic workers' rights and ensuring a decent standard of living for them.
These specified cases ensure the protection of workers' rights and provide financial stability for them, contributing to the creation of a positive work environment and strengthening the relationship between employers and workers.
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